Many small businesses still rely on cash or checks, not by choice, but because the right credit tools aren’t always available. PYMNTS data shows 45% of SMBs want to cut back on cash, with Gen Z-led companies especially eager for digital solutions. For heating fuel dealers, adopting flexible, integrated payment tools can save time and improve cash flow. Connect with me at Richmond Financial Services to explore these innovations and check out the full article: https://www.pymnts.com/study_posts/beyond-cash-what-drives-smb-payment-change/
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