Payment processing is different for every industry. In the home heating and fuels industry, you have to be on top of your game, incorporating a fluid strategy that enables your organization to pivot. Taking your eye off the ball for just a few... (Read More)

Credit card surcharges –– the small fees credit card companies charge merchants when a customer pays with plastic –– have pros and cons. Though many business owners view them negatively, it's important to look at surcharges from both... (Read More)

Credit cards. Processing and fees. Paying bills on time. It’s a lot to manage that’s for sure, but the fluid nature of all the credit card brand changes creates constant flux, compounding the complexities associated with overall costs. As a... (Read More)

Several changes are coming for major credit card companies in the next few months. Many of these changes are more dramatic than usual as the nation attempts to bounce back from the economic devastation caused by the COVID-19 pandemic. Business... (Read More)

The payment processing landscape changes yearly and 2021 is no different. This year will be full of surprises, but I'm here to help you navigate them in a way that's best for your business. With my expert advice and years of experience, you can stay... (Read More)

It wasn't long ago that much of the world seemed to be in a philosophical battle of sorts over whether technology, with all of its conveniences, was bringing people closer together or driving them apart. Now, in this period of social distancing... (Read More)

As a payment processing consultant in the oil and propane industry, my goal is to ensure all card brand programs are fully optimized and clearing at the target interchange for the lowest cost possible. This is a challenging process because each of... (Read More)

Data portability is essential for professionals in the heating and fuels industry. Data portability levels the playing field, creating a variety of benefits, but most importantly it enables vendor flexibility to assure you're always receiving best... (Read More)

Nothing is more frustrating than handling expired credit cards. If you're like me, you're probably sick and tired of declines. For years, every month this recurring distraction rears its head, disrupting your accounting department and causing... (Read More)